Quotewizard.com.au helps you explore and compare several options for Australian travel insurance cover for your next trip.

Australian Travel Insurance Quotes

It wasn’t so long ago that most people signed up to travel insurance through their travel agent. Unfortunately, this meant that you only really had one choice of policy.

These days, it’s amazingly simple to compare a range of policies online and get quotes right away. You end up with the policy you need, at a price that fits your budget.

So how do I identify the correct insurance for me?

Start off by asking yourself some of the following questions:



Online travel insurance: making it easy

It’s true that no two people are the same and travel insurance providers are recognising this with an increasingly wide selection of policies to choose from. So whether you are over 70 or under 21, a snowboarder or a backpacker, there’s something out there for you.

But how do you go about finding the right policy? Well, there are a few travel insurance providers in Australia that make selecting policies easy. World Nomads, for instance, has the most comprehensive coverage for those who love their extreme sports. Bungee jumping, skiing, wakeboarding and more are all covered under their travel insurance, for up to $500,000 medical and expenses and another $500,000 for evacuations. Just click on their home page and either find out more by choosing “what we cover” or “get a quote”.

1Cover also makes comparing policy options easy. Each of their packages are colour coded, so you can choose easily from multi or single trip policies, medical only cover or corporate packages. Their ski policy covers medical evacuations and expenses overseas and within Australia, and includes helicopter air lifts. If you’re after unlimited medical cover, then 1cover is a good choice.

World Care has made choosing a policy as simple as ACD. That is, Plan A for comprehensive cover, Plan C for budget cover and Plan D for corporate frequent fliers. Just choose your destination and dates on the left hand side of the home page and automatic quotes for each of the three packages will update straight away. Plan D allows you to travel as many times as you like within a 12 month period, and from the time you leave home to go directly to your destination. Be aware though, that the maximum length of travel time allowed is 37 days for leisure travel or 90 days for business. Like 1Cover, medical coverage is unlimited.

For the budget traveller

Columbus Direct has one of the lowest prices around for annual policies. From just $250 for 12 months, Columbus will cover up to $12.5 million in medical costs, and $5 million personal liability coverage. It also covers some trips within Australia, but read the fine print carefully first, as there are some conditions.

Travel Insurance Direct not only considers the single budget traveller, but also has a special package for group bookings. As group travel insurance can be a little trickier to quote, they won’t offer quotes online, but you can fill out your details and expect someone to get back to you very quickly. Group bookings are a great idea if you are travelling with 5 or more people.

Sure Save also has a very easy to navigate website, with categories for all kinds of needs, including domestic, annual or budget travel. Quotes can be sourced directly from the home page, and they have loads of extra information on what you should look for in a policy and even a link to the Ombudsman’s Guide to Travel Insurance. Sure Save will also cover dependent children under 21 for free, which saves a lot of money for travelling families.

It’s easy to get lost in the fine print, but a great way to avoid becoming too bogged down right away is to look at the more simplified lists of what each policy covers first, then when you have what you’re after, read the policy disclosure booklet carefully before signing up.